At a glance#
This piece is general information, not legal advice. It informs the question behind every send: may we message this person, on this channel, for this purpose, and can we prove it?
- Two models US email law is opt-out: you may email until someone says stop, if the email is honest and identified1. Canada, the UK and the EU are opt-in for marketing to individuals: consent first, with narrow exceptions8, 9, 12.
- Texts and calls in the US fall under the TCPA, which changed in 2025 and 2026: the one-to-one consent rule was vacated, the revoke-all rule is delayed to 31 January 2027, and courts no longer have to follow the FCC's reading3, 4, 6.
- Platforms add their own rules WhatsApp requires an opt-in that names the business and approved templates to start conversations14, 15.
- The data layer still applies Whether you may use the data at all is a data protection question; see data protection for marketers.
The email primer and the messaging primer cover how each channel works, including the rules in the UAE, Saudi Arabia and India.
Two models: opt-out and opt-in#
| Opt-out model | Opt-in model | |
|---|---|---|
| Where | US email under CAN-SPAM | Email and texts to individuals in Canada, the UK and the EU; US marketing texts under the TCPA |
| Before the first message | Nothing, if the message is honest and identified | Consent, or a narrow exception such as the soft opt-in |
| In every message | Sender, postal address and a working unsubscribe | Sender identified and a simple way to refuse |
| What it rewards | Fast, honoured opt-outs | Specific, recorded consent |
What counts as marketing. Under CAN-SPAM, a message that mixes transactional and commercial content is judged by its primary purpose1. The ICO treats a service message that also promotes something as marketing9. The safe habit: keep service messages clean, and put offers only in messages that have consent.
The safe default for a brand that sends across borders is the opt-in model everywhere. It meets the strictest rule, it keeps lists cleaner, and it avoids running two consent systems. The rest of this piece explains where each rule bites.
Email: CAN-SPAM, CASL, PECR and ePrivacy#
United States: CAN-SPAM. The Act covers all commercial email, including business-to-business. It requires accurate header information, a subject line that matches the content, a clear statement that the message is an advertisement, a valid postal address and a way to opt out; opt-outs must be honoured within 10 business days, and the mechanism must keep working for at least 30 days after sending1. Hiring an agency or platform does not transfer the responsibility, and messages whose main purpose is transactional are largely exempt1.
Canada: CASL. Canada's Anti-Spam Legislation requires consent, express or implied, before a commercial electronic message is sent, and every message must identify the sender and include an unsubscribe mechanism8. Express consent does not expire but can be withdrawn; implied consent from a purchase lasts two years8. The CRTC lists maximum penalties of $1 million for individuals and $10 million for businesses per violation8.
United Kingdom: PECR. Marketing email and texts to individuals need consent, unless the soft opt-in applies: details collected in a sale or negotiation, marketing of your own similar products, and a chance to refuse at collection and in every message9. Corporate addresses can be emailed without consent, but sole traders and some partnerships count as individuals9. Since 5 February 2026 charities have had their own soft opt-in, usable only for details collected from that date10. The Data (Use and Access) Act 2025 raised PECR fines to the UK GDPR level11. See soft opt-in.
European Union: ePrivacy. Article 13 of the ePrivacy Directive requires prior consent for marketing by email, text and automated calls, allows the existing-customer exception for similar products, and forbids disguising the sender or omitting a valid address for opting out12. The Commission withdrew the proposed ePrivacy Regulation in February 2025, so the directive and each country's law implementing it stay in force13. See ePrivacy.
For proof, a double opt-in (a confirmation click) is not required by these texts but is the simplest way to show that the address belongs to the person who agreed.
SMS and calls: the TCPA in 2026#
In the US, marketing calls and texts sent with automated technology need the recipient's prior express written consent, and consent can be revoked2, 7. The rules have moved fast:
How the TCPA consent rules moved
- FCC order on revoking consent
Any reasonable means; honoured within 10 business days
- Eleventh Circuit vacates one-to-one consent
The lead-generation rule never takes effect
- Supreme Court decides McLaughlin
Courts are not bound by the FCC's reading
- Revoke-all rule delayed again
Now due on 31 January 2027
- FCC proposes further changes
An exclusive opt-out channel and a shorter deadline
- Revocation The FCC's 2024 order says a person may revoke consent by any reasonable means and the sender must honour it within 10 business days; a single confirmation text, without marketing, is allowed2.
- One-to-one consent A rule that would have required consent to be given to one seller at a time, aimed at lead-generation sites, was vacated by the Eleventh Circuit on 24 January 2025, which held that the FCC had exceeded its authority3.
- Revoke-all The rule that a "stop" applies to all of a sender's robocalls and robotexts on unrelated subjects was delayed again in January 2026, to 31 January 20274. In 2026 the FCC also proposed letting senders designate an exclusive means of revocation and asked whether seven business days would be a reasonable deadline5. Check the final text before relying on either.
- Who interprets On 20 June 2025 the Supreme Court held in McLaughlin Chiropractic v. McKesson that district courts are not bound by the FCC's interpretations of the TCPA in enforcement cases, though they should give them appropriate respect6. Expect courts to differ.
The operators' trade body, CTIA, adds expectations of its own: consent for each programme, records of every opt-in, a call to action that names the programme, the sender, any fees and how to opt out, and an immediate response to "STOP"7.
Messaging platforms: WhatsApp and others#
Platforms set rules on top of the law, and breaking them can cost the number or the account.
WhatsApp. Businesses must obtain an opt-in that clearly states the business's name; it may be gathered on another channel as long as local law is respected, and Meta recommends asking separately for each category of message, such as order updates or offers14. Conversations started by the business must use an approved message template, and the business must respect requests to stop or block15.
Messenger, Instagram and Telegram work mostly from the person's own message; the messaging primer sets out each platform's windows and tags.
The rule that follows from all of them: an email opt-in is not an SMS or WhatsApp opt-in, and a consent given to one brand is not consent for its partners7, 14.
A worked example (illustrative)#
An illustrative case, not a real company. A travel retailer runs a newsletter in the US, Canada, the UK and France, and wants to add SMS offers and WhatsApp booking updates.
- Map purposes to channels Booking updates (service), offers (marketing), surveys (marketing in most rules).
- Email One sign-up form with an unticked box and a confirmation email serves all four countries; it meets CASL, PECR and ePrivacy, and CAN-SPAM's footer rules still apply in the US1, 8, 9, 12.
- SMS A separate, unticked SMS box with the programme name, frequency, fees and how to stop, as CTIA expects7; in the US, written consent under the TCPA2.
- WhatsApp A third choice naming the business, by category: "booking updates" and, separately, "offers"14; updates go out as approved templates15.
- Leaving A STOP reply, an unsubscribe link or a "stop" typed in WhatsApp updates one preference record that every channel reads, within the shortest deadline that applies1, 2.
Common mistakes#
- Pre-ticked boxes and bundled consent Consent under the opt-in rules is a clear, separate act9, 12.
- Using an email opt-in for texts or WhatsApp Consent is per channel and sender7, 14.
- Bought or rented lists CTIA expects senders to build their own lists7; under the opt-in rules a third party's consent rarely covers you.
- Treating sole traders as companies under PECR9.
- Slow opt-outs Ten business days is a ceiling, not a target1, 2.
- Assuming the TCPA rules are settled Check the revoke-all and revocation rules before 20274, 5.
Put it to work#
A consent checklist to run before the next campaign:
A consent record that will stand up
- Who
The address or number, linked to one person
- What
The exact wording they saw, per channel and purpose
- When and where
Date, time, form or keyword, and the market
- How
Unticked box, keyword reply or confirmation click
- Withdrawal
When they left, by which route, applied to every channel
- Bought or rented lists
Consent does not transfer to you
- Audit the forms: one unticked box per channel and purpose, in every language, naming the business.
- Store each consent in the CRM or a consent management tool with the fields above.
- Wire one preference record to email, SMS, WhatsApp and call centres, and test that a STOP reaches all of them.
- Check every footer and template: sender, address, unsubscribe; WhatsApp templates approved and correctly categorised.
- Watch deliverability: consent and low complaints go together; see deliverability.
- Re-permission old lists: where you cannot show how and when consent was collected, ask once more or stop sending.
- Put the review on the launch checklist, and keep the crisis communications checklist ready for a mistaken send.
See also the email hub and the messaging hub.
Further reading#
- United States: the FTC's CAN-SPAM guide1; the FCC's 2024 and 2026 orders2, 5; Venable3, Burr & Forman4 and Steptoe6 on the 2025–2026 changes; CTIA's messaging principles7.
- Canada: the CRTC's CASL questions and answers8.
- The UK and the EU: the ICO on email marketing9, the charitable soft opt-in10 and the 2025 Act11; the ePrivacy Directive12 and Lewis Silkin on the withdrawn regulation13.
- Platforms: WhatsApp's opt-in guidance14 and Business Messaging Policy15.
- Earlier in this track: advertising standards and self-regulation, data protection for marketers, influencer and endorsement disclosure.
Sources
Every claim worth checking, with somewhere to check it.
- CAN-SPAM Act: a compliance guide for businessFederal Trade Commission · accessed 2026-10
- Report and Order and Further Notice of Proposed Rulemaking on revoking consent under the TCPA (FCC 24-24)Federal Communications Commission · 2024-02
- Eleventh Circuit overrules FCC's one-to-one consent ruleVenable · 2025-01
- The FCC delays effective date of TCPA revoke-all rule until January 31, 2027Burr & Forman · 2026-01
- FCC 26-67 (TCPA consent revocation rules)Federal Communications Commission · 2026
- The Supreme Court makes clear that district courts are not bound by the FCC's interpretation of the Telephone Consumer Protection ActSteptoe · 2025-06
- Messaging Principles and Best PracticesCTIA · 2023-05
- Frequently asked questions about Canada's Anti-Spam LegislationCanadian Radio-television and Telecommunications Commission (CRTC) · accessed 2026-10
- How do we comply with the PECR electronic mail marketing rules?Information Commissioner's Office · accessed 2026-10
- The charitable purpose soft opt-inInformation Commissioner's Office · accessed 2026-10
- The Data (Use and Access) Act 2025: summary of the changes to privacy and electronic communicationsInformation Commissioner's Office · accessed 2026-10
- Directive 2002/58/EC, consolidated text as amended by Directive 2009/136/ECEUR-Lex, Publications Office of the European Union · 2009-12-19
- Long-awaited ePrivacy Regulation is finally deadLewis Silkin · 2025-02-19
- Getting opt-in for WhatsAppMeta for Developers · accessed 2026-10
- WhatsApp Business Messaging PolicyWhatsApp · accessed 2026-10